Description:
Job Description - Credit Risk Analyst Leading Retailer - Cape Town City Centre - Hybrid
Overview
Based at our Head Office in Cape Town, this exciting position requires you to find innovative ways to leverage the vast amount of data and information available in order to create customer strategies that drive profit within defined constraints.
You will work within the Risk and Analytics Department to enhance company performance by providing information, analyses, reports, and technical support for the development and implementation of solutions.
This role calls for strategic contribution and requires a broad range of experience to deliver measurable impact across the business.
Key responsibilities:
Assist team to achieve a balanced credit portfolio by accurately forecasting expected results Develop and implement champion/challenger customer strategies that deliver performance in line with Board expectations Monitor portfolio performance and ensure book performance meet pre-defined KPIs by pro-actively proposing changes Modelling experience required (built and implemented statistical models) Investigating data integrity issues, testing assumptions and validating analytical results, ensuring accuracy of findings Create new account management strategies to optimise the business objectives within specific constraints Undertaking analysis to determine the impact of strategy changes to areas of application and account management strategies Presenting ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders Forecasting and monitoring implemented strategies using statistical techniques Project manage the implementation of strategy changes into live systems Credit scoring experience (highly advantageous)Key requirements:
Preferred relevant post-graduate Degree with mathematical or statistical oriented subjects Business Science Degree or Business finance degree 3+ or more years experience in consumer credit (within a Credit Risk analytics environment) with demonstrated ability to implement solutions based on findings from analytical projects Understanding of the credit life cycle Revolving store card or credit card experience advantageous Ability to work efficiently under pressure and within structured and unstructured parameters Advantageous to have predictive Analytics experience with a highly numerate background Must be able to monitor models and report back to the board Must assist in growing team with relevant support, training programs and be seen as a mentor High attention to detail driving a ne
19 Feb 2026;
from:
gumtree.co.za