Description:
Our client with a national footprint within the financial sector seeks the duties of a highly skilled Underwriter for Personal Lines.
Key Responsibilities
Risk Assessment & Underwriting
Evaluate new business, renewals, and endorsements for personal lines products (motor, household, building, all‑risk, etc.). Analyse risk information, claims history, and supporting documentation to determine insurability. Apply underwriting guidelines, pricing models, and rating structures accurately. Make informed decisions on risk acceptance, modification, or decline. Ensure underwriting decisions support portfolio profitability and risk appetite.Policy Administration
Process quotations, amendments, cancellations, and renewals within agreed service levels. Ensure all documentation is complete, accurate, and compliant. Maintain up‑to‑date records on underwriting systems and CRM platforms. Support the resolution of policy queries and discrepancies.Broker & Client Support
Provide technical underwriting support to brokers, advisers, and internal teams. Build strong relationships through responsive communication and professional guidance. Assist brokers with product understanding, underwriting requirements, and risk‑mitigation advice. Participate in broker visits, training sessions, and engagement initiatives where required.Compliance & Governance
Ensure all underwriting activities comply with regulatory requirements (FAIS, TCF, POPIA, etc.). Adhere to internal underwriting guidelines, authority limits, and audit standards. Support internal and external audits by providing accurate and timely information.Portfolio & Risk Management
Monitor portfolio performance, identify trends, and recommend corrective actions. Review high‑risk or complex cases and escalate where necessary. Contribute to product development, pricing reviews, and underwriting strategy improvements. Assist in managing loss ratios through proactive risk selection and mitigation.Qualifications & Experience
Matric (Grade 12) required; a relevant insurance qualification (e.g., Higher Certificate in Short‑Term Insurance) is advantageous. Minimum 35 years experience in personal lines underwriting. Strong knowledge of personal lines products, underwriting principles, and rating methodologies. NQF 5 in short term insurance. RE1. Class of Business for personal insurance.Key Competencies
Strong analytical and decision‑making skills. High attention to detail and accuracy. Excellent communication and relati
12 Feb 2026;
from:
gumtree.co.za