Description:
Youll join a specialist credit and collections business where data drives strategy and execution. The organisation operates at the intersection of regulation, analytics, and collections, partnering closely with Debt Counsellors (DCs), Payment Distribution Agencies (PDAs), and recovery teams to optimise outcomes across the full debt review lifecycle. This is an environment that values innovation, accountability, and commercially driven insight.Key Responsibilities:
- Analyse Active DR, Pre-Term, and TDR portfolios to model payer behaviour, payment consistency, drop-off risk, cure potential, and lifecycle value
- Build and own portfolio segmentation, DC/PDA performance views, cohort analysis, seasonal trends, KPIs, yield forecasts, and reinstatement metrics
- Map end-to-end debt review workflows (Acquisition DC PDA Collections Distribution) and identify optimisation opportunities
- Design and maintain a predictive modelling suite to support operational and commercial decisions
- Develop a Termination Decision Framework using NPV, break-even, ROI, and sensitivity analysis
- Establish daily, weekly, and monthly BI reporting and mandate-level dashboards covering yield, ageing, reinstatements, and settlement uplift
- Partner with operational and senior stakeholders to translate analytics into execution-ready playbooks Job Experience and Skills Required:
Education:
- Bachelors degree in Statistics, Data Science, Mathematics, Actuarial Science, Economics, or Computer Science
Minimum of 5+ years experience in credit or collections analytics, preferably within debt review or regulated environments Proven delivery of predictive models and operational optimisation initiatives Demonstrated ability to convert analytical insight into measurable financial and operational outcomes Skills
Advanced SQL Python or R for modelling and statistical techniques (segmentation, survival analysis, propensity modelling) Strong financial modelling capability (NPV, profitability, amortisation, ROI, sensitivity analysis) BI reporting and dashboard development across daily, weekly, and monthly cadences End-to-end process mapping and workflow optimisation across DCs, PDAs, and post-termination recovery Non-Negotiables:
Strong understanding of the National Credit Act (NCA), debt review processes, PDAs, and DC behaviour Ability to influence operations and senior stakeholders with clear, confident communication Proven ability to turn analytics into execution through practical guardrails, playbooks, and measurable performance liftFor more exciting Actuarial and Analytics vacancies, please visit:
09 Jan 2026;
from:
gumtree.co.za