Description:
Key Responsibilities
Debt Review Lifecycle Diagnostics: Analyse Active DR, Preâ??Term, and TDR to model payer behaviour, payment consistency, dropâ??off risk (e.g., survival analysis), cure potential, and lifecycle value. Portfolio Segmentation & Mandate Performance: Create DC/PDA performance views, seasonal patterns, cohort tracking, and segmentâ??specific KPIs, yield outlooks, and reinstatement trends. Endâ??toâ??End Process Mapping & Workflow Optimisation: Map current state (Acquisition DC PDA Collections Distribution) including systems alignment Predictive Modelling Suite Economic & Commercial Analysis: Build a Termination Decision Framework (NPV, breakâ??even, ROI, sensitivity analysis) and deliver a scorecard for termination timing and strategy. Performance Measurement & Reporting: Stand up Daily/Weekly/Monthly BI reporting and mandateâ??level dashboards covering yield, ageing, reinstatements, and settlement lift. Job Experience and Skills Required Education (minimum):
Bachelors degree in Statistics, Data Science, Mathematics, Actuarial Science, Economics, or Computer Science (Honours/Masters beneficial). Experience:5+ years in credit/collections analytics or debt review performance analysis. Proven delivery of predictive models and operational optimisation in a regulated environment. Experience translating analytics into operational playbooks and measurable financial outcomes. Skills (technical):
Advanced SQL; Python/R for modelling; statistical methods (segmentation, survival/propensity modelling). Financial modelling ( NPV, profitability, amortisation, ROI, sensitivity analysis). BI reporting (daily/weekly/monthly cadence) and dashboarding. Workflow and process optimisation across DCs, PDAs, and postâ??termination processes. Nonâ??negotiables (roleâ??critical):
Strong understanding of NCA, Debt Review processes, PDAs, and DC behaviour. Ability to influence operations and senior stakeholders with clear, noâ??surprises communication. Demonstrated capability to convert analytics into execution (guardrails, playbooks, and measurable lift). Apply now!
For more exciting Finance vacancies, please visit:
06 Jan 2026;
from:
gumtree.co.za