Description:
Join the dynamic team at Agrimark Operations Ltd, a growth-focused business and subsidiary of KAL Group Ltd, which is proudly listed on the Johannesburg Stock Exchange (JSE). Spanning over 100 locations across South Africa and a growing ecommerce presence, Agrimark Operations Ltd with its retail branches and specialist brands offer high-quality farming supplies, solutions, and a broad range of retail products to a diverse customer base that share the same love of the land, sense of community, and can-do attitude.Job Specification
Reporting to the Group Manager Financial Services, the incumbent will play an integral part in managing the credit risk for the group within a region. You will be a subject matter expert, managing the credit approval process, corporate governance compliance and the credit pipeline activities for specific portfolios. Responsibilities include proper implementation of the credit system and the presentation of credit related reports. Cultivate good relationships with customers and trade to expand the business.Minimum Requirements
- BCom degree with financial subjects
- 6 years related experience in an agricultural retail sector
- Ability to effectively communicate and/or negotiate with high level of proficiency at all levels
- Extensive knowledge of credit management processes and controls
Key performance indicators
The GOLD business imperatives displayed below are to be used as key indicators in sourcing competent candidates for this critical role.
Growth
- Implementation of appropriate application scorecards and affordability models
- Ability to execute in a diverse environment by building a deep understanding of the company's products and consumers to develop narratives that translate those concepts to broad consumer audiences and customer experiences
- Lowering debt risk through negotiating increased securities
Optimisation
- Execute the lending portfolio and continually optimize risk strategy for acquisition, fraud, and collection
- Utilise statistical and segmentation tools to develop/optimize acquisition risk strategies for loan products
Leveraging Culture & Diversity
- Ability to lead a high impact team and collaborate with different stakeholders
- Ensures a sound credit risk management culture through awareness amongst the internal and external stakeholders
Digital Transformation
- Driving the automation/optimization of credit management processes and control platforms
- Develop consumer-facing content across a variety of segments to publicise the company's products & brands
Key leadership attributes
The incumbent would need to have t he ability to progress and add continuous incremental value – having impact!
- Dealing with complexity
- Sound pragmatic judgement
- Self - awareness
- Achievement orientation
You will have an opportunity to grow your career and thrive in an accelerating performance environment that values resilience and customer service, and embraces communication, alignment, and relationships. We are committed to providing our employees with opportunities within the KAL Group Ltd to take on new challenges.
If this excites you, learn more about Agrimark Operations Ltd and KAL Group Ltd here: www.kalgroup.co.za/careers/life-at-kal-group
Candidates who are not contacted within 14 working days of the closing date can accept that their application was unsuccessful. Agrimark Operations Ltd applies the principles of equal employment in line with our company’s Employment Equity objectives. Please note that in order to consider your application or interest, KAL Group Ltd will have to process your personal information and that such processing will be subject to the KAL Group HR Processing notice which can be accessed by viewing it on the KAL Group Ltd website under the following hyperlink: https://www.kalgroup.co.za/legal/
Requirements:
- BCom degree with financial subjects
- 6 years related experience in an agricultural retail sector
- Ability to effectively communicate and/or negotiate with high level of proficiency at all levels
- Extensive knowledge of credit management processes and controls
- Implementation of appropriate application scorecards and affordability models
- Ability to execute in a diverse environment by building a deep understanding of the company's products and consumers to develop narratives that translate those concepts to broad consumer audiences and customer experiences
- Lowering debt risk through negotiating increased securities
- Execute the lending portfolio and continually optimize risk strategy for acquisition, fraud, and collection
- Utilise statistical and segmentation tools to develop/optimize acquisition risk strategies for loan products
- Ability to lead a high impact team and collaborate with different stakeholders
- Ensures a sound credit risk management culture through awareness amongst the internal and external stakeholders
- Driving the automation/optimization of credit management processes and control platforms
- Develop consumer-facing content across a variety of segments to publicise the company's products & brands
- Dealing with complexity
- Sound pragmatic judgement
- Self - awareness
- Achievement orientation
30 Sep 2025;
from:
careers24.com