Description:
Credit Risk Associate MetalsDepartment: Credit Risk
Key Responsibilities:
Conduct in-depth credit assessments, including financial analysis, industry and country risk evaluations, and qualitative reviews of counter-parties. Draft and present detailed credit proposals and risk opinions to senior stakeholders. Monitor and manage credit exposure, updating risk ratings and credit files as needed. Set and review credit limits and payment terms, and apply risk mitigation tools such as collateral, guarantees, or credit insurance. Support internal credit risk modeling and the maintenance of rating frameworks. Monitor macro-economic trends and geopolitical developments that may impact credit quality. Ensure adherence to internal credit policies and external regulatory requirements. Contribute to the improvement of credit underwriting processes and systems.
Qualifications & Experience:
Bachelors Degree in Finance, Economics, Accounting, or a related field. Professional certifications (CFA, FRM, or similar) are advantageous. Minimum of 5 years of relevant experience. Strong analytical skills and financial modeling experience. Familiarity with trade finance instruments and risk mitigation techniques. Experience in international markets or cross-border credit exposure. Previous work in commodities, energy, or banking is a plus. Proficiency in Microsoft Excel and PowerPoint; knowledge of tools such as Bloomberg or S&P Capital IQ is beneficial.
Key Competencies:
Strong communication skills, both written and verbal. Ability to manage multiple tasks and stakeholders under tight deadlines. Detail-oriented with a proactive, team-focused mindset. Advanced Excel skills, including database functionality and logical functions.
10 Jul 2025;
from:
gumtree.co.za