Description:
Job Description
As a Credit Analyst, you will analyse financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the Credit Committee.
The candidate will be expected to:
Engage and interview the entrepreneurs
Prepare credit papers for review
Use inhouse and external rating agency credit rating tools and other economic indicators
to supplement analysis
Prepare detailed evaluation reports, assess cashflow forecasts and prepare a balanced view credit paper to the Credit Committee
Oversee and evaluate these lending/investment decisions
Conduct on-site evaluation missions
Perform ongoing risk management activities on successfully funded SME's
Desired Skills and Experience
Preferable the candidate should have an undergraduate Commerce or Engineering degree or a Politics, Philosophy and Economics (PPE) degree.
Worked in a family business
Ability to take initiative, learn quickly and strive for results
Excellent communication skills (verbal and written)
Strong team player and motivator
Analytical mind, organized, attention to details
Project management skills
Techno savvy
Required Disposition
A keen interest in SMEs, impact investing and socio-economic growth
Someone who wants to make a contribution to South Africa
Someone who is self-aware
Big picture thinker, but with an eye for detail
Curiosity with constant holistic learning